Privacy Policy

Introduction

Budgeting App ("we," "us," or "our") operates the budgetingapp.io website and the Budgeting App mobile application (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. By using the Service, you agree to the collection and use of information in accordance with this policy.

Information We Collect

We may collect the following types of information:

• Personal Information: Information you provide when creating an account, such as your name and email address.
• Financial Data: Budget categories, income amounts, expense entries, savings goals, debt balances, and bill information you enter into the app. This data is stored locally on your device and synced through iCloud.
• Usage Data: Information about how you interact with the Service, including features used, pages visited, and session duration.
• Device Information: Device type, operating system version, unique device identifiers, and general diagnostic data.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Service.
• Process your budget data to deliver planning, tracking, and reporting features.
• Send important notices about changes to the Service or our policies.
• Analyze usage patterns to improve user experience and develop new features.
• Respond to your requests and support inquiries.

Data Storage and Security

Your financial data is stored locally on your device. If you enable iCloud sync, your data is also stored in your personal iCloud account, which is managed by Apple and subject to Apple's privacy policy. We implement industry-standard security measures to protect your information. However, no method of electronic storage or transmission is 100% secure, and we cannot guarantee absolute security.

Data Sharing

We do not sell, trade, or rent your personal or financial information to third parties. We may share information in the following limited circumstances:

• Service Providers: We may share data with trusted third-party service providers who assist in operating the Service, subject to confidentiality obligations.
• Legal Requirements: We may disclose information if required by law, regulation, legal process, or governmental request.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

Analytics and Advertising

We may use third-party analytics services to understand how the Service is used. These services may collect anonymized usage data. We do not use your financial data for targeted advertising. Any advertising displayed in the Service is not based on your personal budget or financial information.

Children's Privacy

The Service is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected information from a child under 13, we will take steps to delete that information promptly.

Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access and receive a copy of your personal data.
• Request correction of inaccurate personal data.
• Request deletion of your personal data.
• Object to or restrict processing of your personal data.
• Data portability (receive your data in a structured, machine-readable format).

To exercise these rights, please contact us using the information below.

Cookies and Tracking

The budgetingapp.io website may use cookies and similar tracking technologies to improve functionality and analyze traffic. You can control cookie preferences through your browser settings. Disabling cookies may affect some features of the website.

Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. We encourage you to review the privacy policies of any third-party services you access through the Service.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the Service after changes are posted constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: privacy@budgetingapp.io